Result preview: Insurers stare at weak Q4 on growth and margin pressure
 

Term Insurance: Demand for over Rs 1 crore policy coverage on the rise among self-employed
More and more self-employed individuals are buying term insurance policies of Rs 1 crore and above, according to Policybazaar.

Coming soon: Mediclaim cashless approval in an hour; claim settlement in 3 hours
For harried patients and their relatives who twiddle their thumbs for frustratingly long to get medical insurance claim settlement or cashless authorization approved, help may be at hand soon.

Voluntary Provident Fund offers high interest rates. But withdrawals are a pain.
Fixed returns are appealing, especially when the rate is higher than that of a fixed deposit (FD). Salaried employees get this from their employee provident fund (EPF), which tends to have a higher rate than FDs, but the interest rate is revised every year (it was fixed at 8.25% for FY25).

Go for low-duration funds now
Investing in low-duration mutual funds has emerged as a timely opportunity as interest rates fall. These funds balance stability and returns, making them an ideal choice for those looking to park surplus funds while aiming for better yields than traditional savings instruments.

Nippon, ICICI Pru lead MF AUM growth in FY25; Motilal Oswal doubles assets
Among the top 10 fund houses by AUM, Nippon India MF registered the highest asset growth at 29 per cent in the financial year (FY) 2025. Its average AUM in the quarter ending March 2025 stood at ₹5.6 trillion compared to ₹4.3 trillion in the quarter ending March 2024. In absolute terms, the second-largest fund house ICICI Prudential gained the most with its average AUM growing by ₹2 trillion during the year. Its average quarterly AUM went up 29 per cent from ₹6.8 trillion in the fourth quarter (Q4) of FY24 to ₹8.8 trillion in Q4FY25. Tata, Kotak and HDFC were the other fund houses in the top 10 that managed to grow faster than the industry.