Choosing the best health insurance company in India: Look beyond premium and sum insured
Mumbai: When you compare health plans, it is easy to focus only on the premium and sum insured. Both matter, but they do not tell you how smooth your experience may be when you actually need medical cover.

Liver insurance 'claims double' in 3 yrs, Rs 1.5 lakh minimum cover needed
 

You are losing 12% of your health insurance value every year. Here is how to stop the bleed
There are two inflations that quietly destroy household finances far more effectively than the one economists discuss most. Education inflation is one. Medical inflation is the other. And unlike education, where you can plan years ahead, a medical emergency arrives without announcement and presents a bill you have no time to negotiate.

Using a Health Insurance premium calculator in India as part of a structured comparison
Mumbai: A health insurance premium calculator can help you begin plan comparison with more clarity. But it should not be used as a shortcut to pick a plan based only on price. The better way to use it is within a structured comparison. That means reading the premium estimate alongside coverage terms, cost-sharing conditions, eligibility rules, and policy features before making a decision.

Can you claim insurance for AYUSH? What policyholders must know
The government is revamping Ayurveda institutes, modernizing hospitals, upgrading research and globalizing traditional systems for medical tourism, as announced in Union Budget 2026.

Health insurance for cardiac patients: Specialised plans help, check terms
Heart disease is no longer only a late-life health and financial shock. It is affecting Indians in their 20s and 30s. Around one in three cardiac claims exceeds ₹1.7 lakh, and in severe cases costs cross ₹5 lakh, especially when intensive care unit (ICU) care or surgery is involved, according to Plum, an employee insurance and health benefits company.

Standalone health insurers' market share increases to 13.6% in FY26
 

Heart risk among young pushes insurance premiums up by up to 50%: Report
 

Irdai sets up sub-committee to assess, solve health insurance sector concerns
Mumbai: In an effort to improve policyholder experience and penetration of health insurance in the country, the Insurance Regulatory and Development Authority of India (Irdai) has constituted a sub-committee of the Insurance Advisory Committee. The insurance regulator notified the establishment of the committee and its members on 2 April, and then its role and scope, as well as the issues it will address. Mint looks at the major hurdles that the committee could address:

IRDAI forms sub-committee to strengthen health insurance ecosystem in India
India's insurance regulator has taken a significant step to improve the nation's health insurance landscape. The Insurance Regulatory and Development Authority of India (IRDA) has constituted a devoted sub-committee under its Insurance Advisory Committee, as detailed in a press release dated 7 April.

Health insurance firms shifting to personalisation, prevention: Report
 

Health insurance claim rejections: Check coverage, exclusions first
Complaints relating to health insurance claims are rising sharply. According to data presented by the minister of state for finance, Pankaj Choudhury, complaints registered on the Bima Bharosa portal in the first 11 months of FY26 exceeded the total for the whole of FY25 by 14.5 per cent. A total of 64,365 complaints were received in FY25, while 73,729 were registered by February 2026.

Life after insurance healthcare comes home, so do the bills
Healthcare Comes Home

Buy multi-year health insurance to offset rising premiums

Group health plans cover quirks too
Mumbai : India’s group health insurance market is shifting from standardised corporate policies to flexible, points-based benefit structures that allow employees to tailor coverage to individual needs, driven by a younger workforce that values flexibility and choice over one-size fits-all packages. Insurers are increasingly redesigning group policies to allow employees to co-create their policies within corporate frameworks, choosing riders and add-ons to suit their needs, from dental and vision to mental health and even pet insurance.

Health cover switch sounds easy — until you try it
Health insurance portability was meant to let policyholders switch insurers without losing continuity benefits such as credit for waiting periods already served. On paper, it was a major consumer reform. In reality, many policyholders find that changing insurers is still far harder than it sounds. Health insurance may be renewed every year, but a person’s medical history follows them for life. Age, illness or past claims can make a new insurer reluctant to take a customer on.
 

GST waiver, tax benefits push up entry-level health insurance cover sizes
Hyderabad: The size of entry-level health insurance covers has been rising in the current financial year, driven largely by the waiver of Goods and Services Tax (GST) on premiums and the tax-saving appeal of such policies.

Complaints against health insurance claims totalled around 74,700 in 11 months
Complaints against health insurance claims in the 11 months of the current fiscal year have surpassed numbers of full FY25 by 14.5 per cent and around 55 per cent of FY24, data presented by the Finance Ministry in Lok Sabha on Monday showed.

Critical illness cover is crucial for family’s well-being
I never tire of stressing on how vital Term Insurance Cover is for anyone with even a single financial dependant. It is worth noting that at the turn of the decade viz. prior to the start of the financial year FY 2020-21, barely 10 per cent of those with the means, were interested in buying health insurance to cover new age diseases.

1 in 5 urban Indians at heart risk, raising insurance premiums: Report
 

Strong demand, rise in complex treatments, GST exemption on health insurance to drive 15% growth in private hospitals: Crisil
Driven by healthy occupancy, ongoing bed additions and faster ramp-up of new facilities, the revenues of private hospitals in the country is expected to grow at about 15% in FY27, as per ratings agency CRISIL. This will be the fifth consecutive year of double-digit revenue growth for this segment. Despite the hefty investments in expansion, the operating margins of the hospital chains are likely to sustain at 20-21% on the back of healthy demand, the ratings agency noted. Crisil said that the key performance metric of the segment – average revenue per occupied bed (ARPOB) – is expected to jump 5-7% to Rs 52,200 in FY27, largely due to the increasing share of complex, high-value treatments across key specialties such as cardiology, oncology, neurology, gastroenterology and orthopaedics, and an improving share of insurance patients.

India's health insurance premiums cross ₹1.2 lakh crore in 2024-25: Finance Ministry
New Delhi: India's health insurance sector continues to witness robust growth, growing at a rate of around 9 per cent, with total health insurance premiums volume exceeding ₹1.2 lakh crore in 2024-25, according to a statement released by the Ministry of Finance.

India's health insurance premiums cross Rs 1.2 lakh crore in 2024-25: Finance Ministry
New Delhi: India's health insurance sector continues to witness robust growth, growing at a rate of around 9 per cent, with total health insurance premiums volume exceeding Rs 1.2 lakh crore in 2024-25, according to a statement released by the Ministry of Finance.

Prudential, HCL edge closer to health cover JV launch

Health insurance platform Plum raises $20 million led by Peak XV

Narayana Health Insurance widens Aditi footprint; enters six new cities
Narayana Health Insurance is scaling up its low-cost, hospital-linked health insurance play with the expansion of its Aditi plan into six new markets---Guwahati, Dharwad, Kolar, Jaipur, Jamshedpur, and Davanagere, marking a broader push towards a pan-India footprint.

Why Health Insurance for senior citizens is the best investment for retirees
Mumbai: Retirement should bring peace, not worry about medical bills. Yet for many older adults, healthcare costs can become one of the biggest threats to long-term financial security. At a stage when income is usually fixed, even one medical emergency can disturb years of careful saving. This article explains how health insurance for senior citizens helps protect retirement funds and why it is often seen as a wise financial step after retirement. Why Healthcare Costs Are a Major Concern After Retirement Healthcare becomes a major financial concern after retirement because medical needs often increase while regular income becomes limited. Expenses such as consultations, diagnostic tests, medicines, hospital stays, and follow-up care can put steady pressure on monthly finances. Treatment costs have also risen over time, which makes even planned care harder to manage. For retirees who depend on pension income, interest, or savings, these expenses can affect monthly budgeting and create financial stress over the long term. This makes health planning an essential part of retirement planning.

Health risks surging among employees aged 20-35: study

Limits in health insurance: Why is it important to check them?

Health coaching saves ₹1.72 for every ₹1 spent, cuts claims by 31%: study