Top Indian Insurance Industry News & Updates - 17 Dec 2025,Wednesday
🏭 Industry
IRDA to exercise regulatory powers through consultative process: FM
The proposed amendments to the country’s insurance laws seek to widen coverage, strengthen oversight and make the sector more transparent and investment-friendly, while keeping policyholder interests at the core, finance minister Nirmala Sitharaman said on Tuesday.
Insurance Amendment Bill 2025: 5 big changes that will impact every insurance customer
The government has tabled the Insurance Amendment Bill, 2025 in the Lok Sabha, proposing some of the biggest changes India’s insurance sector has seen in years. While the headline change is allowing 100% foreign investment in insurance companies, the Bill goes much further.
Govt weighs ₹5,000 crore capital infusion for three PSU insurers as losses return
New Delhi: The Centre is considering a fresh capital infusion of up to ₹5,000 crore into three loss-making and financially weak public sector general insurers—United India Insurance Co. (UIIC), National Insurance Co. (NIC) and Oriental Insurance Co. (OIC), according to two people aware of the discussions. The move follows a brief earnings turnaround last year that failed to translate into sustained balance-sheet repair.
Insurance industry flags concerns over proposed Insurance Amendment Bill
Mumbai: The insurance industry is trying to get to grips with provisions in the proposed Insurance Amendment Bill, which gives additional powers to the Insurance Regulatory and Development Authority of India (Irdai), while there is ambiguity in the very definition of the insurance business, according to industry experts. Apart from this, limits on the commission paid to intermediaries and restrictions on common directors are matters that are being examined.
Parliament Winter Session: Govt tables bill to hike FDI in insurance sector to 100% in Lok Sabha
Lok Sabha Passes seminal Insurance Bill for 100% FDI, mandates undue gain disgorgement
The Hindu Business Line
Insurance Amendment Bill to ensure accessibility, affordability for all: FM
“The insurance law will ensure accessibility, affordability of insurance to our citizens, meeting with the goal and objective of insurance for all,” Sitharaman said in Lok Sabha while replying to the discussion on the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill, 2025. Later, the Lok Sabha passed the bill.
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🗎 Life Insurance
Private players dominate life insurance market, general insurance premium growth outpaces GDP growth: Report
New Delhi: The life insurance market in India has witnessed a marked shift over time, with private sector players firmly asserting their presence, a recent report by Motilal Oswal Financial Services said.
📝 Tata AIA Life, Temasek buys 1.4 pc stake in SBFC Finance for Rs 161 cr
📝 HDFC Life, SBI Life, among other insurance stocks in focus as govt set to table insurance bill to hike FDI limit
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🗎 General Insurance
Divestment ahead? Government targets 10% stake sale in GIC in multiple phases- Report
The Government held roadshows in London to gauge investor interest for a minority stake sale in state-run General Insurance Corporation of India Insurance Corp of India (GIC), according to Reuters.
Insurance reforms, a step towards future -ready ecosystem: General Insurance Council Chief
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Insuretech
PB Fintech drops on concerns over tighter insurance commission rules
PB Fintech fell 5.35% to Rs 1,821.45 after a media report said the proposed Insurance Laws (Amendment) Bill could lead to tighter regulatory oversight on insurance agent commissions.
📝 PB Fintech shares decline 6% amid reports of regulatory push to cap insurance agent commissions
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🏦 SEBI
SEBI panel may ease curbs on commodity derivatives, lift agri trading ban
A panel set up by Securities and Exchange Board of India (SEBI) will recommend easing curbs on commodity derivatives and suggest steps to make it more attractive to institutional investors in a final report to be submitted early next year, three sources with direct knowledge of the matter said.
Sebi board likely to clear 11 proposals, including MF fees, broker regulations on Wednesday
SEBI may review mutual fund regulations, pre-IPO lock-in norms
📝 Sebi alleges insider trading in Adani Group's open offer for NDTV
📝 Sebi launches Rs 18 crore recovery proceedings against ‘Baap of Charts’ finfluencer, others
📝 Seven companies including Yashoda Healthcare, Turtlemint get SEBI nod for IPOs
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🗎 Pension Funds/PF
NPS update: Non-government subscribers can now withdraw up to 80%
New Delhi: The Pension Fund Regulatory and Development Authority (PFRDA) on Tuesday announced key amendments to the National Pension System (NPS), aimed at providing greater flexibility to subscribers from non-government sectors. According to a PFRDA notification, a non-government subscriber can withdraw up to 80 per cent of the fund accumulated amounting to more than ₹12 lakhs from the National Pension Scheme post-retirement. However, there is no change for government employees, and their withdrawal cap would remain at 60 per cent. Earlier, for both categories, the withdrawal limit was 60 per cent, with the remaining 40 per cent to be used to buy an annuity to pay the monthly pension.
PFRDA allows 80% NPS corpus withdrawal for private subscribers
In a major reform of the national pension system (NPS), the pension regulator has allowed lump sum payout to non-government sector subscribers to 80% and reduced annuitisation to 20% of their corpus at the time of exit from the scheme.
Exit regulation amendments: PFRDA allows loans against pension savings
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🗎 Mutual Funds / AMCs
ICICI Pru AMC becomes fourth most-subscribed India IPO
ICICI Prudential Asset Management on Tuesday received bids worth Rs 3 lakh crore for its IPO, making it the fourth most-subscribed public issue in India.
📝 The Wealth Company Mutual Fund launches gold ETF
📝 ICICI Pru AMC IPO subscribed 39 times on final day of bidding
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🗎 Equities, Pvt. Equity / Hedge Funds
📝 Improving consumption signals, strategic foreign bets lift India outlook despite FII selling: ASK Private Wealth
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🗎 Govt Securities / Bonds
PSU bond issues hit pause as yields harden despite RBI rate cut
A growing disconnect between monetary policy signals and bond market pricing is forcing state-owned borrowers to step back from planned fundraisings.
📝 India bonds search for direction, state debt auction may provide some clues
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