Non-food bank credit growth robust at 14.4% in Dec 2025

FinMin asks Nabard to study impact of RRB amalgamation during FY28
 

Bandhan Bank vs Ujjivan SFB: Why the market is finally breaking the ‘microfinance mental block’
For most investors, Bandhan Bank and Ujjivan Small Finance Bank still rest in the same mental block.

Equitas Small Finance Bank Q3 profit jumps 36%
Equitas Small Finance Bank reported a 36% year-on-year increase in net profit to Rs 90 crore for the quarter ended December, despite making a one-time incremental provision of Rs 29.5 crore following the implementation of the new Labour Code during the October–December period.

‘We estimate Rs 8,000–10,000 cr provisions to meet ECL framework’: Hardeep Singh Ahluwalia
Canara Bank has raised its credit growth guidance to 13.5% from the earlier 10–11%, betting on retail and MSME demand. Interim MD & CEO Hardeep Singh Ahluwalia tells Narayanan V about the segments driving incremental growth, margin pressures amid a tight rate cycle, and the bank’s readiness for the transition to the expected credit loss (ECL) framework.

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‘Corporate demand to drive higher loan growth’: Debadatta Chand, MD and CEO, Bank of Baroda
Bank of Baroda’s net profit for the quarter ended December rose nearly 5% year-on-year to Rs 5,055 crore. Managing Director and CEO Debadatta Chand tells Kshipra Petkar and Christina Titus that he expects loan growth to exceed its 11–13% guidance in FY26, driven by a strong corporate credit pipeline and sustained momentum in retail and MSME lending.

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Stronger asset quality and lower provisions help PSBs surge ahead of private banks
A sharper focus on secured retail assets—particularly housing and vehicle loans—and limited exposure to unsecured segments such as microfinance, credit cards, and personal loans, and the early transmission of repo rate cuts that helped reprice deposits faster have collectively enabled public sector banks (PSBs) to outperform private banks in the December 2025 quarter (Q3FY26).

South Indian Bank shares fall by 19% post CEO not seeking reappointment
South Indian Bank nosedives 18% – Here’s what triggered the steepest single-day fall since listing
The Financial Express

Global business for Canara Bank up by 13.23 per cent YoY
Source Credit: The Tribune

Chandigarh: The bank reported a strong financial performance for the quarter and period ended December 31, 2025, with net profit rising 25.61 per cent year-on-year to Rs 5,155 crore, driven by healthy credit growth, improved asset quality and higher operating income.

Union, BoI may merge by year-end

Mumbai: The initial merger process between Union Bank of India and Bank of India (BoI) seems to have begun, according to sources familiar with the matter.

Canara Bank leans on higher-yield retail, agri and MSME loans to cushion rate-cut impact
Canara Bank is recalibrating its loan mix to shield profitability from faster repricing triggered by rate cuts, leaning harder on high-margin retail, agriculture, and MSME loans, even as corporate credit remains selective.

World Bank to offer $8-10b annually for 5 years to fuel India's growth, jobs
World Bank Group to fuel job creation in India with up to $50 billion of funding over next five years
mint

MP priority sector has credit potential of ₹3.75 trillion: Nabard

The National Bank for Agriculture and Rural Development (Nabard) has estimated loan potential of ₹3.75 trillion in the priority sector in Madhya Pradesh for 2026–27, about 20 per cent higher than last year’s ₹3.13 trillion.

Nabard's focus on rural MSMEs in Madhya Pradesh, says CGM C Saraswathi

On the occasion of Nabard’s State Credit Seminar, Sandeep Kumar spoke with C Saraswathi, chief general manager of Nabard Madhya Pradesh.

Economic Survey signals for growth, inflation and fiscal strategy ahead of Budget FY27
Economic Survey 2025-26 provides a detailed assessment of the performance of the Indian economy especially in the post-Covid years. It also provides some clues as to the forthcoming GoI’s budget for 2026-27.

Wibmo, a PayU company recognized among Chartis top 50 leaders in global retail banking analytics rankings 2025
Company achieves 41st position in prestigious industry evaluation, demonstrating excellence in banking analytics innovation and technology infrastructure Bengaluru, Karnataka, India (NewsVoir) Wibmo, a leading provider of innovative payment security, acquiring and issuance platforms, today announced its recognition as the 41st-ranked company in the prestigious Chartis Retail Banking Analytics 50 rankings for 2025. This achievement positions Wibmo among the elite solution providers driving transformation in the global retail banking security and analytics landscape.

Aim to achieve near 4% credit cost next quarter, says Satin Creditcare CMD
Mumbai: Micro-finance institution (MFI) Satin Creditcare is targeting to improve its credit cost to near 4 per cent from 4.23 per cent in Q3, chairman and MD HP Singh said in an interaction. He shares business guidance and whether the funding scenario for MFIs has improved.

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NBFC Capri Global reports 99% jump in quarterly profit, AUM crosses ₹30,000 crore
Mumbai: Capri Global Capital Limited reported its highest-ever quarterly profit of ₹255 crore for the third quarter ended December 31, 2025, marking a 99 per cent increase year-on-year. The non-banking finance company’s consolidated assets under management grew 47 per cent year-on-year to ₹30,406 crore, driven by strong growth across its lending portfolio.

Manappuram Finance posts 58% rise in gold loan AUM to ₹38,754 crore
Kochi: Manappuram Finance Ltd has reported a 58 per cent rise in gold loan Assets Under Management (AUM) on a consolidated basis. In Q3 FY26, the company clocked ₹38,754.29 crore gold loan AUM, while in the Q3FY25 the gold loan AUM was ₹24,504.30 crore. The total AUM of the company for the quarter under consideration was ₹52,125.31 crore, which is an increase of 17.88 per cent over ₹44217.40 crore clocked in Q3FY25. Non-gold loan businesses accounted for 28.74 per cent of the total AUM.

Cholamandalam Investment reports 19% YoY rise in net profit at ₹1,288 crore in Q3FY26
Chennai: Cholamandalam Investment and Finance Company Ltd (CIFCL) has reported a net profit of ₹1,288 crore in the quarter ended December 2025 (Q3FY26), up 19 per cent from ₹1,087 crore in the same quarter last year. Profitability was aided by growth of disbursements across categories.

Northern Arc Capital Q3 profit jumps 41% to ₹101.7 crore on strong AUM growth
 

Paytm braces for near-term Ebitda impact as digital payment infra incentive lapses
One97 Communications, the parent of fintech company Paytm which reported its third consecutive profitable quarter, expects near-term Ebitda to be hit following the expiry of an incentive to develop digital payment infrastructure in small towns.

Intellect Design Arena’s platform-led model boosts revenue growth in Q3FY26
 

Paytm wants to tackle UPI concentration risk via organic tech plans
 

Paytm posts third straight profit as business bounces back
Paytm reported a third straight profitable quarter, helped by rising sales and cost cuts that have helped the Indian fintech pioneer rebound from regulatory troubles. Consolidated net income was ₹225 crore ($24.5 million) in the quarter through December, Paytm said Thursday in a disclosure to stock exchanges. Analysts expected ₹197 crore on average. Sales climbed 20% to ₹2,200 crore , in line with estimates.

Gold, silver ETFs log biggest single-day fall as prices crash 10-20%
Nippon India gold ETF, the largest in the category, tumbled 10.1 per cent on the National Stock Exchange (NSE). This is the highest single-day decline for the scheme which was launched in 2007.

Best LIC fund: Lumpsum investment doubles in 3 years; Rs 10K SIP grows to Rs 34 lakh in 10 years
Consistency across market cycles is what separates an average mutual fund from a truly standout performer. Among LIC Mutual Fund schemes, one fund that has quietly built a strong long-term track record is the LIC MF Infrastructure Fund – Direct Plan – Growth.

Dividend yield funds suit moderate-risk investors seeking lower volatility
 

Groww among bidders for Prudential’s India asset management firm
Prudential Financial Inc.’s India asset manager has received offers from at least two local bidders, according to people with knowledge of the matter.  State Street Investment Management-backed Groww Asset Management Ltd. and Edelweiss Asset Management have placed bids for PGIM India Asset Management Pvt Ltd., the people said, asking to remain anonymous as the information is private.